Wealth Management
Tailored investment solutions for high‑net‑worth individuals, families, and foundations across Asia
Since 2002, we have helped clients preserve and grow their wealth through independent advice, global access, and a deeply personal approach.
Preserve, Grow, and Transfer Wealth Across Generations
Our wealth management team provides comprehensive, objective advice to help you achieve your financial goals. We combine global investment expertise with deep understanding of Asian family dynamics and succession planning. As an independent firm, we have no proprietary products to sell – only your best interests guide our recommendations.
Comprehensive Wealth Solutions
We offer a full spectrum of services, from investment management to succession planning, all integrated to serve your unique needs.
Investment Advisory
Customized portfolio construction and management across public and private markets, aligned with your risk tolerance and return objectives.
- Strategic asset allocation based on modern portfolio theory
- Manager selection with rigorous due diligence
- Direct access to private equity, real estate, and hedge funds
- Regular performance reporting and market commentary
- Tax‑efficient implementation and rebalancing
Financial Planning
Holistic planning covering retirement, education funding, tax optimization, and cash flow management.
- Retirement income modelling and stress testing
- Education funding strategies (local and overseas)
- Tax‑efficient withdrawal and gifting plans
- Cash flow forecasting and liquidity management
- Insurance needs analysis
Family Office Services
Comprehensive support for multi‑generational families, including governance, philanthropy, and next‑generation education.
- Family constitution and governance structures
- Philanthropy strategy and foundation setup
- Next‑gen financial literacy programmes
- Concierge services (lifestyle, travel, property)
- Family office technology and reporting
Trust & Estate Planning
Structuring and administration of trusts, wills, and succession plans to preserve wealth across generations.
- Trust establishment (offshore and onshore)
- Will drafting and regular updates
- Succession planning for business owners
- Asset protection structures
- Cross‑border inheritance advice
Our Approach: True Partnership
We believe in a structured yet flexible process that puts your goals at the centre.
Discovery
We spend time understanding your financial situation, family dynamics, risk tolerance, and long‑term aspirations. This includes meetings with your other advisors (accountants, lawyers) to ensure alignment.
Strategy Design
Our investment committee drafts a custom investment policy statement and financial plan. We present multiple scenarios and asset allocation models for your review.
Implementation
We execute the plan using institutional‑grade custodians and trading platforms. You retain full transparency and control at every step.
Ongoing Review
Quarterly performance reports, annual deep‑dive reviews, and continuous access to your team. We adapt as your life and markets evolve.
Our Guiding Principles
Client Segments
USD 2M – 10M investable assets
USD 10M+ investable assets
Multi‑generational wealth, often with complex structures
Non‑profit institutions with long investment horizons
Liquidity events, succession planning, corporate wealth
Equity compensation, retirement planning, lifestyle goals
Global Access, Local Expertise
We combine on‑the‑ground presence in Asia’s key financial hubs with deep relationships worldwide.
Singapore
Headquarters, regional investment team
Hong Kong
North Asia client coverage, private equity access
Dubai
Middle East desk, family office services
London
European investment research, real estate
International Capabilities
We custody assets with top‑tier global custodians (BNY Mellon, RBC) and offer access to investments in over 30 countries. Our team includes specialists in US, UK, and Asian tax and legal frameworks, ensuring your cross‑border wealth is structured efficiently.
Thought Leadership & Research
Our investment committee publishes quarterly market outlooks, white papers on succession planning, and timely insights on wealth management trends.
Recent Publications
- “Navigating the New Interest Rate Regime” – Q2 2025 Outlook
- “Multi‑Generational Wealth Transfer in Asia” – White Paper
- “Impact Investing: Balancing Returns and Purpose” – Guide
How We Help: Real Scenarios
Business Sale & Succession
A third‑generation manufacturing family sold their business. We structured a diversified portfolio, established a family office, and created a next‑gen education programme.
Cross‑Border Inheritance
A Hong Kong‑based client with UK and US heirs needed an estate plan minimising tax leakage. We implemented a multi‑jurisdictional trust structure.
Impact Portfolio for Foundation
A foundation wanted market‑rate returns aligned with environmental goals. We built a custom impact portfolio with private equity in renewable energy.
Frequently Asked Questions
What is your minimum asset requirement?
We typically work with clients having at least $2 million in investable assets, though exceptions may be made for promising long‑term relationships, such as younger entrepreneurs with growth potential.
Do you offer advisory or discretionary management?
Both. Clients can choose between non‑discretionary advisory (you make final decisions) or discretionary management (we manage on your behalf within agreed parameters). Many clients start with advisory and transition to discretionary as trust builds.
How do you charge for your services?
We operate on a transparent fee basis, typically a percentage of assets under management (from 0.75% to 1.5% depending on complexity). We do not accept commissions, trail fees, or kickbacks from product providers – ensuring our advice remains unbiased.
Can you help with cross‑border tax and legal issues?
Absolutely. Our team includes specialists in US, UK, Singapore, and Hong Kong tax regimes. We also coordinate with your existing advisors or can recommend vetted professionals in various jurisdictions.
What types of investments do you use?
We have access to a wide range: individual stocks and bonds, ETFs, mutual funds, private equity, real estate, hedge funds, and structured products. We select based on your objectives, not on proprietary inventory.
How often will we meet?
We formally review your portfolio quarterly, with an annual comprehensive planning meeting. However, your team is always available by phone, email, or video conference for ad‑hoc questions.
What Our Clients Say
"They structured a cross‑border trust for our family that seamlessly manages assets in three jurisdictions. Their understanding of Asian family dynamics is unparalleled."
Tan Sri Ahmad Razak
Family Office, Kuala Lumpur
"We moved our portfolio to them because of their transparent fee model and direct access to private equity co‑investments. The performance has exceeded our benchmarks consistently."
Jennifer Wang
High‑Net‑Worth Individual, Hong Kong
"Their next‑gen education programme transformed how our children view wealth. It’s not just about money – it’s about values and responsibility. Truly exceptional."
Vikram Mehta
Business Owner, Mumbai
"As a foundation, we needed an investment partner aligned with our mission. They designed a custom impact portfolio that delivers both financial returns and measurable social outcomes."
Maria Santos
Executive Director, Asia Foundation
Recognised Excellence
Multiple years of “Best Wealth Manager – Singapore” and “Excellence in Family Office Services” awards.
Start the Conversation
Whether you're looking to preserve wealth, plan for succession, or explore investment opportunities, our team is ready to assist. Schedule a confidential, no‑obligation consultation.
info@cocegfinancial.com
Email us 24/7
12 Woodlands Square, #12-75, Woods Square Tower 1
Singapore 737715
Or request a callback – we'll reach out within one business day.